Author Archives: BMG

Top Questions For You

                           Top Questions For You       

                                                   Top Questions For You                                       

The Top Questions For You comprise of 10 in this article. As life goes on there are moments when we may need to a tune-up. Continue reading

Secret In Determining Where To Invest


Secret In Determining Where To Invest

                                            Secret In Determining Where To Invest

What exactly is the secret in determining where to Invest? You must have read and read so Continue reading

4 Tips To Avoid Investing Mistakes

investing mistakes

                                                    Investing Mistakes to Avoid

You may have had experienced making a few investing mistakes. It is okay. As we always learn from people the only way to learn is by a mistake. There are however big mistakes  you absolutely must avoid if you are to be a successful entrepreneur. Let me cite an example, the biggest investing mistake that you could ever make is to not invest at all, or to put off investing until later.

I heard many motivational speakers who often encourage to make money grow. There was a story of a retired executive who after working for 36 years earned a huge amount. He literally rose from the rank and file. The company was his first and last job.  He refused to touch his money. He was afraid of committing investing mistakes. This was caused by what happened to his former superior who retired much earlier. Accordingly that retiree made terrible investing mistakes. The entire amount was handed over to a nephew who was connected with a bank. Unfortunately the bank collapsed and was closed. The victim upon learning suffered a massive heart attack.

I am sure you are wondering what he is doing with his money? He withdrew all the amount and kept the cash under his possession. Literally he acquired the habit of lying down on his money! Everyday he would get all and lay one by one on his living room. Listens to classical music,  reads all the newspapers and takes a nap. He refuses to commit investing mistakes.

Well the basic needs of he and his wife are all taken cared for by the their three married children.

While not investing at all or putting off investing until later are big investing mistakes, investing before you are in the financial position to do so is another big mistake.  Here are practical tips :

1. Get your current financial situation in order first, and then start investing. Get your credit cleaned up, pay off high interest loans and credit cards, and put at least three months of living expenses in savings. Once this is done, you are ready to start letting your money work for you.

2. Don’t invest to get rich quick. Recently we were astonished by another scam which rocked the Philippines. People from all walks of life from a tricycle driver, retirees, policemen and big entrepreneurs were fooled in the quick rich scam.  If it was easy, everyone would be doing it! Instead, invest for the long term, and have the patience to weather the storms and allow your money to grow. Only invest for the short term when you know you will need the money in a short amount of time, and then stick with safe investments, such as certificates of deposit.

3. Don’t put all of your eggs into one basket. Investing mistakes begin by placing all in one form of investment. This is the most dangerous form of investing. Scatter it around various types of investments for the best returns. Explore and learn other forms of investing. This may be like getting into a franchise business. There are stock markets which offer tutorial and may be done online.  Also, don’t move your money around too much. Let it ride. Pick your investments carefully, invest your money, and allow it to grow – don’t panic if the stock drops. If the stock is a stable stock, it will go back up.

4. A common mistake that a lot of people make is thinking that their investments in collectibles will really pay off. I see people investing on jewelries. The excuse is it is a form of investment. However if the worst scenario come, attachment to jewelries is difficult.  Again, if this were true, everyone would do it. Don’t count on your comic collection or your book collection to pay for your retirement years! Count on investments made with cold hard cash instead.

Where are you going to invest? You have options before you:

1. Lie on your money

2. Invest wisely

3. commit investing mistakes

Remember we all worked hard. Definitely we need to enjoy what we have earned.





How To Dream And Become An Entrepreneur



                                        How To Dream and Become An Entrepreneur

Becoming an entrepreneur may be a dream to many. However there are those who dream and pursue. FILIPINOS are a veritable goldmine of talents Continue reading

What Can Destroy A Family Business?

family business

                                            What Can Destroy A Family Business?

For weeks I have been wanting to write on what can destroy a Continue reading

Number One Trap In Family Business


family business                                              NUMBER 1 TRAP IN FAMILY BUSINESS

Establishing a family business is a dream of many people. Among the reasons Continue reading

Are You An Out Of The Box Thinker?

out of the box thinker

Are You An Out Of The Box Thinker?

Are you an out of the box thinker? The past 20 years this puzzle has been so in demand. There are instances when even after the solution was presented, there are people who want to discover how it was done. Well here are the instructions.

  1. There are 16 dots which you see in the picture.
  2. The objective is to connect all 16 dots with 6 straight lines.
  3. You may cross a line but you cannot back track.
  4. Once connected, without lifting your pencil or ball point, you can go around and around. All the dots remain connected.

Let me just caution there will always be 7 lines which may appear. Yet we are only looking for 6 straight lines.

The puzzle calls for out of the box thinker. Most of the time whenever we are in a situation, thinking of a solution may be difficult. Today we celebrate the Fall of Bataan. This day is special to the Filipinos and Americans. This is the day when we remember the fallen heroes and the veterans who suffered and endured the infamous Death March.

Those soldiers who survived had to be a creative thinker to survive. They still narrate the ways how to be alive. Imagine walking the stretch from Bataan to Capas Tarlac? There were between 60,000 to 80,000 Filipino and American soldiers forcibly transferred by walking the 128 KM (80 miles). Along the way some 2,500 to 10,000 soldiers died due to malnutrition, physical abuses by the Japanese Imperial Army. Many tried to escape only to be shot on the spot.

Survival is always a cause for a person to be an out of the box thinker. I read an article some years ago of a mother who was caught stealing infant milk powder. Her 5 month old baby was crying and she could not find any more means to get money. A person who wants to grow his business may have to think of ways and means to be sustainable. An out of the box thinker simply believes of finding solutions beyond the four corners of a wall.

Who would ever think we have now telephones which are more than a phone? How about communicating live to people who live across the globe? Or how come there are companies who manages to expand and grow with quality?

Those who got the solution in few attempts, congratulations. Those who easily gave up, suggest to have more patience.

As consolation, for the time and effort, I am giving a FREE BOOK. Just head to my website. Click “SUBSCRIBE” located at the far right corner.

Are Filipinos Business Competitive?

business competitiveness

                                          Are Filipinos Business Competitive? 


To be business competitive is a tough challenge. The recent investment grade rating we received served as a wake up Continue reading

Are We Ready For This Investment Grade Rating?


Investment Grade Rating

                                 Are We ALL READY For This Investment Grade Rating?


Investment Grade rating gave the Philippines a booster shot.  Speculations have been spreading that it will by the end of the first quarter. Well whoever made the forec Continue reading

Entrepreneurs’ Dilemma Franchise Business or Remain Status Quo?

franchise business

                                                Franchise Business or Remain Status Quo? Your Call

Many entrepreneurs are faced with this dilemma : franchise bus Continue reading